Disclosures
Save Your Way Promotion
Kerley Family Homes promotions have specific requirements and deadlines with each offer. Not all will qualify. This is not an offer to lend money or an offer for direct mortgage financing. Please see onsite agent for full details and disclosures for each promotion in effect for that community. Not all communities share the same incentives or promotions at the same time. Equal Housing Opportunity. Save Your Way Promotions are subject to state and federal law, termination without notice, as well as completed purchase transactions and contract deadlines which may vary by community, lot, or floor-plan.
$18,000 in design options on presale homes.
Offer valid for new construction presale homes only. Buyer is eligible for up to $18,000 in design credit options, which can be spent at the Kerley Family Homes Design Center. A 30% deposit on the full design option amount is required to be paid prior to the application of the $18,000 design credit. All design option deposits are credited back to the buyer at closing, unless otherwise stated in the terms of the sale. Offer subject to change or cancellation at any time without prior notice. Other terms and conditions may apply. Promotion runs from 02/01/2025 to 04/07/2025.
FHA 1/0 Buy-Down
*Advertised 4.99% interest rate (5.904% APR) based on an optional 1/0 interest rate buydown on a 30-year FHA (Federal Housing Administration) fixed rate purchase money loan for the purchase of an owner-occupied single-family home, a total loan amount of $441,849 for a borrower with a 760 FICO score, with a down-payment of 3.5%, which would result in (1) an interest rate of 4.99% (5.904% APR) and an estimated principal & interest monthly payment of $2,369.24 for the first 12 months of the loan, and (2) an interest rate of 5.99% (6.915% APR) and an estimated principal & interest monthly payment of $2,646.27 for the remaining 348 months of the loan (stated estimated monthly payments do not include amounts for taxes and insurance premiums, and, if applicable, the actual payment obligations will be greater). Seller contribution required for buydown promotion. These rates are for example purposes only and may not be indicative for all borrower scenarios. Rates are subject to change without notice. Qualification is required. This is not a commitment to lend. Additional costs and fees may apply. Contact a Movement Loan officer for details. Promotion good on eligible homes to close by 5/01/2025. This offer does not represent approval for financing and all mortgage loans are subject to credit approval. This promotion excludes the following loan products-conventional, bond products, broker, reverse products, and Jumbo. Other exclusions may apply. Movement Mortgage LLC. NMLS ID #39179, 125 Town Park Dr #160, Kennesaw GA 30144.